Auto Insurance

When you contact Miller Insurance for an auto quote, we tailor policies to best suit your needs and budget. We work with many carriers which gives us the ability to rate the client with the best carrier for their needs.   Some insurance companies like youthful drivers, some don’t! Some companies do better with drivers that have had accidents, while others prefer clean driving records. Miller Insurance has the resources to find the right match for you!


Types of Auto Insurance We Offer

Liability Coverage

Protects you against the cost of damage or injury you may cause to another in an auto accident. The two parts of coverage: Bodily Injury coverage protects you from the cost of personal injury to the other party involved. Property Damage coverage protects you from the cost of damage you cause to other's physical property, such as their car or home.

Medical Payments Coverage

Provides coverage for the treatment of injuries to yourself, your family and other passengers in your vehicle. This coverage is available regardless of who is at fault for the accident.

Uninsured & Underinsured Motorist Coverage

This coverage protects you from the injury that may be caused by another driver whom may not have enough coverage or no coverage at all. Your injuries will be covered up to the policy limit stated on your auto insurance policy.

Comprehensive Coverage

Also known as other than collision coverage, comprehensive coverage protects your car from things like fire, wind, theft, vandalism, earthquake, flood and many other things you cannot control.

Collision Coverage

Pays for damage to your vehicle when involved in an auto accident you can control. Collision coverage covers your insured vehicle for physical damage that your car sustains when it hits, or is hit by, another vehicle, or another object. Collision also covers the upset of your vehicle, such as the unintentionally rolling or flipping of your vehicle.

Full Coverage

Full coverage auto insurance consists of not only liability coverage which is required by the state of Illinois, but it also includes comprehensive and collision coverage.

Roadside Coverage

Roadside Assistance coverage can help you with unexpected expenses such as a tow bill, flat tire, dead battery. Auto insurance that provides roadside services for instances that may not involve an accident, such as towing in the case of a breakdown or a locksmith.

Rental Reimbursement

Rental Reimbursement will reimburse expenses you incur as a result of your vehicle being inoperable due to a covered claim.    Rental reimbursement (or rental car coverage) is a type of optional car insurance coverage that helps pay for the cost of a rental car while your vehicle is being repaired after a car accident or after suffering damages that are covered through your car insurance policy.

This coverage is not required as part of your car insurance policy but is beneficial if you do not have a secondary vehicle and need to travel to work or school while your car is undergoing auto repair.


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