Farm Safety
It’s farming season…..let’s work together to make sure we all stay safe! The most frequent type of accidents with farm vehicles are rear-end collisions. When coming up on a farm tractor, combine or other slow-moving farm vehicle, it is easy to misjudge speed. You may have only a few seconds to react. For example, if…
Benefits of Using an Independent Insurance Agency
What are the benefits of using an independent insurance agency? Independent insurance agents are licensed professionals who are trusted members of the local community. Miller Insurance Agency can offer a variety of products and policies to cover all your insurance needs! By having multiple carriers, an independent agency can provide several quotes and find you the…
Winter Driving Tips On Hazardous Roads
As predicted, this winter is proving to be a wet and cold one! We want you and your family to stay safe this winter driving on hazardous roads. As the saying goes “Ice and Snow, Take It Slow!” Check before your leave home to see what the weather/driving conditions are. Know your…
How Will Hitting A Deer Affect My Auto Insurance?
This time of year you need to be especially careful and alert! During hunting season, deer are very active. The particularly high-risk times are sunrise and sunset to midnight. Drive slower than your normally would so you will have more time to react if you see a deer along the road. Be extra cautious…
Pet Insurance……Protect Your Furry Family Member
Hi, my name is Haylee and I am a golden labrador retriever! I am a healthy puppy with loving parents that adopted me and are spoiling me rotten (I know….I have it rough huh?)! My mom and dad purchased a pet insurance policy for me to protect me against accidental injury and illness. …
Is Your Jewelry Properly Insured?
Leaving your jewelry to be covered by your homeowners policy is sometimes a risky move. Take for instance your ring is lost while on vacation. Your ring would most likely be covered in this case however you would be subject to your deductible which is often times $1,000 or more. On top of that most…
The value of a policy review…..
Do you know the value of a policy review? How long since you last looked at your polices and coverages? Life events can affect your insurance coverages, so it is always good to take a look at your policies every couple of years to make sure you are covered properly. Small changes in your life can mean big…
Why is my home insured for more than its actual value?
It is a common question we get when insuring homes in Bloomington, IL. Why am I insuring my home for such a high value when my home was just appraised for much less? This is a great question for any insurance customer to ask their agent and I appreciate the concern my customers have when…
Are your guns and jewelry covered?
Does your homeowner’s insurance policy protect your guns and jewelry for loss by theft? Home insurance and renters insurance cover personal belongings, including guns and jewelry, but you might need to purchase additional coverage to get full protection. A typical homeowners or renters insurance policy has individual limits on certain types of valuable and hard-to-replace…
Affordable Care Act: Essential Health Benefits
There are a set of health care service categories (essential health benefits) that must be covered by certain plans, starting in 2014. This protection addresses two challenges for consumers currently face. It is difficult to know exactly which health benefits are included in insurance plans. Also, some plans do not provide adequate benefits for enrollees and exclude…
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