You just bought your daughter or son a laptop and a new smartphone for Christmas and a new gun for your husband. Shortly after, your child dropped his new phone on the ice and the screen cracked and it is no longer working properly. That same week, your gun was stolen while you were gone…
Category: Home Insurance
Is Your Home Ready For Winter?
As the cold weather approaches, now is a good time to look at your home and see what areas you can cut down on energy waste. Here is a list of energy-saving tips that you can do yourself to help save money in the winter on your heating bills. Duck the Draft(s) – The U.S….
Protect yourself against theft and burglary
A burglary happens every 15.4 seconds in the U.S. By approaching your home from the offender’s point of view, you can reduce your chances of being a target. Security systems can be expensive, but there are affordable options for prevention. First, take a look at your home and find the vulnerable entries , Here are some…
Does my homeowner’s insurance policy protect me in the case of identity theft?
With the ease that criminals can obtain our personal data without having to break into our homes, identity theft is increasing at an alarming rate. With enough identifying information about you the individual will fraudulently assume your identity to conduct a wide range of financial crimes. Using your identity the thief will apply for applications for…
Benefits of Using an Independent Insurance Agency
What are the benefits of using an independent insurance agency? Independent insurance agents are licensed professionals who are trusted members of the local community. Miller Insurance Agency can offer a variety of products and policies to cover all your insurance needs! By having multiple carriers, an independent agency can provide several quotes and find you the…
Pet Insurance……Protect Your Furry Family Member
Hi, my name is Haylee and I am a golden labrador retriever! I am a healthy puppy with loving parents that adopted me and are spoiling me rotten (I know….I have it rough huh?)! My mom and dad purchased a pet insurance policy for me to protect me against accidental injury and illness. …
Is Your Jewelry Properly Insured?
Leaving your jewelry to be covered by your homeowners policy is sometimes a risky move. Take for instance your ring is lost while on vacation. Your ring would most likely be covered in this case however you would be subject to your deductible which is often times $1,000 or more. On top of that most…
The value of a policy review…..
Do you know the value of a policy review? How long since you last looked at your polices and coverages? Life events can affect your insurance coverages, so it is always good to take a look at your policies every couple of years to make sure you are covered properly. Small changes in your life can mean big…
Why is my home insured for more than its actual value?
It is a common question we get when insuring homes in Bloomington, IL. Why am I insuring my home for such a high value when my home was just appraised for much less? This is a great question for any insurance customer to ask their agent and I appreciate the concern my customers have when…
Are your guns and jewelry covered?
Does your homeowner’s insurance policy protect your guns and jewelry for loss by theft? Home insurance and renters insurance cover personal belongings, including guns and jewelry, but you might need to purchase additional coverage to get full protection. A typical homeowners or renters insurance policy has individual limits on certain types of valuable and hard-to-replace…